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Special Offers - Special offers for Ashland, Medford and Rogue Valley homeowners from Patie Millen and Eric Bonetti. Affiliates - Patie Millen and Eric Bonetti's real estate web site affiliates. eNewsletter - Patie Millen and Eric Bonetti'sAshland, Medford and Rogue Valley newsletter email will send you the latest real estate information. Today's Real Estate News - Daily real estate news for this neighborhood, Oregon, and United States. Market Conditions Report - Market conditions report for this area, Oregon, and United States. Monthly Payments & Schedule - Monthly loan payments java mortgage calculator. How Much Can You Afford? - Calculate how much home you can afford with this financial calculator. Determine Tax Savings - Calculate how much your monthly Ashland, Medford and Rogue Valley, Oregon mortgage payments save you on your taxes because of loan interest. Should You Rent or Buy? - Is it better to rent a home in Oregon or buy your own Ashland, Medford and Rogue Valley house, ranch, luxury property, condominium, acreage, or other real estate? Adjustable Rate Mortgages - Adjustable rate Ashland, Medford and Rogue Valley mortgages information and interest rate java calculator. What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage. Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers. 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms. How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out. What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount. Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment. TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Oregon real estate. Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more. Ask Anything - Ask Patie Millen and Eric Bonetti anything real estate. NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale. Real Estate Tips - Patie Millen and Eric Bonetti's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers. Real Estate Trivia - Patie Millen and Eric Bonetti's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more. Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Ashland, Medford and Rogue Valley property in Oregon, including legal terms definitions, and more. Go to Main Sitemap - Main sitemap sections include Find Ashland, Medford and Rogue Valley Homes, For Home Buyers, For Home Sellers, Ashland, Medford and Rogue Valley Information, Real Estate Resources, and About Patie Millen and Eric Bonetti. 
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Disclosure Laws >Read the Fine Print
Many states require the seller of a home to fill out a real estate disclosure statement when transferring the title. The disclosure is designed to reveal any material defects in the home to the new owner. When buying a home, take the time to read the fine print of the disclosure form.
Look for a section that asks the seller to indicate the material defects that exist in the home's major systems. Most forms will specify interior and exterior walls, ceilings, roof, insulation, windows, fences, driveway, sidewalks, floors, doors, foundation, and the electrical and plumbing systems. As the buyer you will want to know of defects in any of these areas.
Sellers are required to note the presence of environmental hazards or zoning violations. They must disclose if there are any encroachments or easements, or walls or fences shared with adjoining landowners. Room additions or repairs made without the necessary permits or not in compliance with building codes must be noted. Sellers must disclose citations or lawsuits against the property. If any such conditions appear on the disclosure form, consult with your real estate agent immediately regarding how to proceed with negotiation.
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| Q |
Where can you find the world's largest residential palace?
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| A |
The Istana Nurul Iman, palace of the Sultan of Brunei, includes 2,152,782 square feet, 1,788 rooms, 257 bathrooms and a 110-car garage. |
 See More Real Estate Trivia > |
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